The development of a digital banking app has helped people perform financial transactions easily without visiting their bank. More than 68 percent of customers are using mobile or online banking today.People depend on mobile phones for everything from shopping to banking. When it comes to mobile banking, most banks offer mobile apps with safe online banking features, which help the user perform smooth and secure banking transactions.
With a plethora of banking apps available online, choosing a reliable and safe mobile banking application is a difficult task. You need to check whether the app offers the latest and most user-friendly banking features before choosing one. The IDFC FIRST Bank mobile banking app is designed to offer several advanced features that help manage your money safely. The reliable banking app is known to offer you the following:
- Open a bank account online and gain several benefits
When choosing a suitable application for your banking needs, it is necessary to consider if you can open a digital bank account. The IDFC FIRST Bank mobile banking app helps you to open a bank account online. Apart from this, it brings you several benefits, along with safe and secure banking features. Some benefits include free ATM withdrawals, high POS limits and complimentary vouchers. The banking app enables you to carry out all banking activities 24/7 on your mobile phone.
- Helps easy banking with a range of functions
The simple and easy-to-use IDFC FIRST Bank mobile banking app offers a host of functions such as:
- Opening of fixed and recurring deposit accounts
- Transferring funds between bank accounts
- Managing all bank accounts from one platform
- Paying billsthrough UPI and NEFT and setting up ‘Autopay’
- Viewing the statement
- Managing your finance
- Making investments
- Purchasing insurance
- Integrated apps facility for different purposes
The mobile banking app from IDFC FIRST Bank offers several integrated free banking apps to help the users meet their specific needs. Some of the important ones are:
- UPI Payments App: This integrated banking app allows you to pay EMIs for a car loan or bike loan, pay credit card bills, transfer money online, and invest in mutual funds.
- Investment and Mutual Funds App: Using this app, you can invest in securities. The IDFC FIRST Bank mobile banking app offers various mutual fund options like equity, multi-cap, mid-cap, debt, and large-cap. Other than these, you can also invest in tax-saving ELSS mutual funds, sovereign gold bonds, online IPOs, and FD and RD schemes
- Insurance App: You can buy different types of insurance such as health insurance, term insurance, travel insurance, and home insurance of different companies through the app.
- Instant Loan App: With this loan app, you can apply for paperless loans such as a personal loan, car loan, and CD loan at competitive interest rates and fulfill your financial needs.
In conclusion, IDFC FIRST Bank offers through its unique mobile app online banking services that fulfill most of your financial requirements from anywhere and at any time. If you have any problems, you may contact the customer service department, which are available 24/7 to help you.